Terms & Conditions

By accessing and using the TempSure Insurance website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Permission is granted to temporarily access the materials on TempSure Insurance's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: - Modify or copy the materials - Use the materials for any commercial purpose or for any public display - Attempt to reverse engineer any software contained on the website - Remove any copyright or other proprietary notations from the materials

TempSure Insurance provides temporary car insurance, temporary van insurance, and learner driver insurance services. All quotes provided are estimates and subject to: - Accurate information provided by you - Underwriter approval - Payment of premiums - Compliance with policy terms and conditions - We reserve the right to refuse service, cancel policies, or deny claims at our discretion.

To use our services, you must: - Be at least 18 years of age (21 for van insurance) - Hold a valid UK, EU, or EEA driving license - Provide accurate and truthful information - Have the legal right to insure the vehicle - Comply with all applicable laws and regulations - We may verify your information through third-party services and government databases.

All insurance premiums must be paid in full before coverage begins. We accept various payment methods including credit cards, debit cards, and bank transfers. By providing payment information, you authorize us to charge the applicable fees. Refunds are subject to our cancellation policy and may be prorated based on the unused portion of the policy.

Insurance coverage is subject to the specific terms and conditions of your policy document. Coverage limitations include: - Maximum vehicle value limits - Duration restrictions (1 hour to 28 days for temporary policies) - Geographic limitations - Excluded uses (e.g., hire and reward, racing, commercial use without proper coverage) - Age and license restrictions - Please review your policy documents carefully for complete coverage details.

In the event of a claim: - You must notify us immediately or as soon as reasonably practicable - Provide all requested documentation and information - Cooperate fully with our investigation - Not admit liability or make any payments without our written consent - Claims are subject to policy terms, deductibles, and coverage limits - We reserve the right to investigate all claims and may deny claims that are fraudulent or not covered under the policy.

You may cancel your policy at any time by contacting us. Refunds will be calculated based on: - The unused portion of your policy - Any applicable cancellation fees - Whether a claim has been made - The type of policy and duration remaining - Cancellation requests must be submitted in writing or through our online portal.

You agree not to use our services: - For any unlawful purpose or to solicit others to perform unlawful acts - To violate any international, federal, provincial, or state regulations, rules, or laws - To infringe upon or violate our intellectual property rights or the intellectual property rights of others - To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate - To submit false or misleading information - To upload or transmit viruses or any other type of malicious code - To collect or track the personal information of others - To spam, phish, pharm, pretext, spider, crawl, or scrape

The Service and its original content, features, and functionality are and will remain the exclusive property of TempSure Insurance and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, TempSure Insurance: - Excludes all representations, warranties, and conditions relating to our website and the use of this website - Excludes all liability for damages arising out of or in connection with your use of this website - This includes, without limitation, direct loss, loss of business or profits, and indirect, consequential, or incidental damages.

In no event shall TempSure Insurance, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

You agree to defend, indemnify, and hold harmless TempSure Insurance and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of your use and access of the Service, or a breach of these Terms.

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms. If you wish to terminate your account, you may simply discontinue using the Service.

These Terms shall be interpreted and governed by the laws of England and Wales. Any disputes relating to these terms will be subject to the exclusive jurisdiction of the courts of England and Wales.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

If you have any questions about these Terms and Conditions, please contact us at: - Email: legal@tempsureinsurance.com - Phone: +44 (0) 800 123 4567 - Address: TempSure Insurance, 123 Insurance Street, London, UK, SW1A 1AA